AUTOMATION.
COMPLIANCE.
SCALE

MADE SIMPLE FOR NBFCS AND FINTECHS.

EMPOWERING FINTECH GROWTH WITH SMART OPERATIONS

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POWERING FINTECH WITH
SCALABLE FINANCIAL OPERATIONS

At Fintech Cloud, we simplify growth for fintechs and NBFCs through automation, compliance, and secure operations — purpose-built for modern lending institutions.

50+

NBFCs optimized across India

98%

process automation rate

50%

faster loan disbursal turnaround

REAL IMPACT BEGINS WHEN FINANCE MEETS EMPATHY AND EXECUTION. AT FINTECH CLOUD, WE POWER BOTH.

BUILT FOR SPEED,
COMPLIANCE & SCALE.


Lending-as-a-Service (LaaS)

Short-Term Yield Program (STYP) / Capital-In-Lending Program (CLP)

Automation

We help fintechs and NBFCs simplify operations with automation, compliance frameworks, and secure infrastructure — so you can focus on growth.

Compliance

Stay audit-ready and future-proof with RBI-aligned compliance protocols, automated checks, and consistent regulatory documentation.

Operational Optimization

Reduce loan turnaround times with real-time tracking, smarter workflows, and better team coordination — driving borrower satisfaction.

WHY CHOOSE FINTECH CLOUD?

Scalable Technology

Extensive industry knowledge ensuring unmatched quality and reliability.

Cutting-Edge Technology

Leveraging advanced technologies to empower growth and innovation.

Robust Compliance

Ensuring absolute regulatory compliance for risk-free operations.

Customer -Focused

Enhancing borrower experience with efficient, secure, and streamlined operations.

— OUR TEAM —

Fintech Veterans with 150+ Years of Combined Experience

Led by industry experts who have built, scaled and transformed digital finance businesses across India.

150+ Years Combined Experience
10M+ Customers Impacted
Digital Finance Experts

Founder

Sachin Mittal

Sachin Mittal

Founder, Chairman

Sachin Mittal is a serial entrepreneur, fintech enthusiast, venture capitalist, author, and Founder & Chairman of Fintech Cloud, as well as Founder of Loanwalle.com.

An MBA from IIT Bombay, his work spans finance, technology, and innovation, with a focus on financial inclusion and building scalable businesses. He is the author of 9+ books and is known for his philosophy of ownership, accountability, trust, and long-term impact.

Co-Founder and Directors

Anchal Saxena

Anchal Saxena

Co-Founder & MD

  • Entrepreneur, investor and business leader with 17+ years of experience across financial services, fintech, real estate and strategic investments.
  • IIT Bombay alumnus with a Dual Degree—B.Tech and M.Tech—in Aerospace Engineering.
  • Built and scaled multiple digital ventures
  • Chairman of Durha Group, with diversified interests in financial services, fintech, real estate and strategic investments.

Experience at

Chairs RE/MAX India and Durha Group
Rajiv Ranjan

Rajiv Ranjan

Director

  • 26+ years of leadership experience in business management and technology-led transformation.
  • Managed multimillion-dollar projects and operations for leading global organizations.
  • Founder of PaisaDukan and CEO of AFPL.
  • IIM Calcutta alumnus with expertise in India’s major digital payment systems.

Experience at

Bank of America Infosys Welspun Group Blue Star
Sanjeev Kashyap

Sanjeev Kashyap

Director

  • 30+ years of experience across NBFCs, HFCs, Financial Services and Real Estate.
  • Senior leadership across Risk, Operations, Regulatory Governance, Compliance and Business.
  • Electrical Engineer and Law Graduate (LL.B.), with a Master's in Finance, Operations and Production Efficiency.
  • Whole-Time Director and CEO of Dhani Loans and Services Limited (Indiabulls Group) since January 2023.

Experience at

Dhani Loans Indiabulls Group
Manish Rustagi

Manish Rustagi

Director

  • 23+ years driving capital strategies, financial planning and regulatory compliance across multi-sector enterprises.
  • Dual-qualified CA and CS (ICAI & ICSI), All-India 6th Rank; B.Com from Delhi University.
  • Executive oversight across NBFC, stockbroking, real estate, digital payments and e-commerce.
  • Board-level expertise in restructuring, M&A, treasury, ALM and high-stakes RBI compliance.

Experience at

ICAI ICSI NBFC
Sidharth Nathani

Sidharth Nathani

Director

  • 15+ years across Product Management, Business Development, Strategy and Financial Services.
  • Master's in Management Studies and Bachelor's in Engineering from the University of Mumbai.
  • With Indiabulls Group since 2015; Head of Product across digital lending, payments, cards and stock broking.
  • CEO of DhaniPay and oversees Investor Relations for the Group's listed entity.

Experience at

Indiabulls Group DhaniPay
Amit Ajit Gandhi

Amit Ajit Gandhi

Director

  • 26+ years in Retail Banking and Financial Services across Business, Strategy, Collections, Risk, Channel Management and Digital Lending.
  • CEO of Indiabulls Asset Reconstruction Company Limited.
  • 10 years at Indiabulls Housing Finance heading national roles in Risk, Collections, Fraud and Sales.
  • Commerce graduate from Delhi University; earlier stints at Standard Chartered Bank, Bharti Cellular and Xerox.

Experience at

Indiabulls ARC Indiabulls HFC Standard Chartered

Leadership

Sanjay Sharma

Sanjay Sharma

Chief Mentor, Group CEO

  • 25+ Years credit risk expertise, Fintech
  • Master of Business Administration (MBA), CWA (F)
  • Built lending frameworks serving millions

Experience at

Bharatpe Unity Bank ICICI Bank
Vikram Abrol

Vikram Abrol

CEO

  • 25+ years leading banking & financial services
  • IIM Lucknow Alumni
  • Leadership Roles across Citibank, HSBC & ICICI Bank
  • Spearheaded digital & transformation initiatives across top global banks

Experience at

Citibank ICICI Bank HSBC
Alok Nautiyal

Alok Nautiyal

COO

  • 18+ Years of Retail Banking & Lending
  • Lending specialist
  • Scaled multiple lending brands

Experience at

Retail/Micro MSME Loans ICICI Bank
Shailender Dixit

Shailender Dixit

Chief Information Officer

  • 20+ Years in Fintech & Digital Lending Technology
  • Leads Tech Vision, Product Strategy & Cybersecurity
  • Scaled LOS, LMS, CRM & Underwriting Platforms
  • Driving AI, Cloud & Automation Transformation

Experience at

Loanwalle.com TlcGroup

Leadership Team

Shubham Garg
Data Science

Shubham Garg

Chief Data Officer

  • 9+ Years of experience
  • Masters from IIT Ropar
  • Analytics Leadership
  • Executive MBA from IIT Bombay

Experience at

Naman Finlease Byjus Physics Wallah
Ayush Dixit
Operations

Aayush Dixit

Business Head

  • 7+ Years of experience
  • Specialist in Scaling Operations
  • Credit Operations, Collection & Portfolio Management

Experience at

Naman Finlease
Swati Aggarwal
Operations

Swati Aggarwal

Business Head

  • 8+ Years of Leadership & Cross-Functional Experience
  • Scrum Certified Professional with an Agile & Continuous Improvement Mindset
  • Strategic Leadership with a Strong Execution & Business-Outcome Focus
  • Cross-Functional Leadership & Stakeholder Management Across Business Functions
  • Master's Degree in Chemistry, complemented by a structured, analytical approach to problem-solving

Experience at

Byjus Allen Prepladder
Rajeev Ranjan
Risk & Compliance

Rajeev Ranjan

Head of Compliance

  • Having experience of Banking in retail credit and large corporate Credit with India's Biggest Bank SBI, for over 10 years.
  • Compliance Leader
  • Specialising in Credit Risk

Experience at

Compliance Leader Risk Governance SBI
Sourabh Chandna
Learning & Development

Sourabh Chandna

Chief of Staff

  • 20+ Years Leadership Experience
  • Hospitality & Lending Expertise
  • Lead The Oberoi Hotels

Experience at

The Oberoi Hotels LoanWalle.com Bharat Loan
Priyanka Goel
Risk

Priyanka Goel

Chief Risk Officer

  • 6.5+ Years in Credit Risk, Policy & Digital Lending
  • Expertise in Underwriting, Portfolio Risk & Credit Analytics
  • Building Data-Driven Risk Frameworks for Scalable Lending
  • Driving Risk Governance, NPA Control & Sustainable Growth

Experience at

Paytm Indiabulls Consumer Finance Aye Finance
Dhanesh Sethia
Product

Dhanesh Sethia

Product Manager

  • IIT Delhi
  • Strategy & Execution
  • Blending Product & Entrepreneurship expertise

Experience at

OLA CredFlow Centa
Narendra Sisodiya
Engineering

Narendra Sisodiya

Head of Engineering

  • 17+ Years of experience, IIT Delhi Alumni
  • AI First Engineering Leader
  • Extensive experience in building scalable tech product.
  • Startup and Entrepreneurship Experience

Advisory Board

Dr. Huzaifa Khorakiwala
Leadership

Dr. Huzaifa Khorakiwala

Advisor

  • Extensive experience in strategic leadership governance & international business
  • Specialist in global healthcare, philanthropy & public health
  • Recognised leader combining business excellence social impact

Experience at

Wockhardt Limited Wockhardt Foundation
Karanbir Singh
Business & Partnerships

Karanbir Singh

Advisor

  • 18+ Years in Strategic Leadership in BFSI
  • Partnership & Alliances
  • Credit Risk, L&D

Experience at

TransUnion HDFC Bank

Let's build smarter financial operations together.

Our Offices:

DELHI
S-370, Block S, Panchsheel Park South, Panchsheel Park, New Delhi, Delhi 110017


MUMBAI
Vaman Techno Centre A-Wing, Ground Floor, Marol Naka, Makwana Road Off Andheri-Kurla Road, Andheri East, Mumbai, 400059

Email:

info@fintechcloud.com

Get In Touch

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